About

The broker behind the anchor

Ancora Finance is a boutique, independent mortgage broking firm — one senior broker, the whole lender market, and a promise built into the name.

Ross Sergi, Director of Ancora Finance, talking through a loan with a client at his desk
Ross Sergi

Senior Finance Specialist & Director

10+ years in lending. 500+ clients helped. $240M+ settled.

Ross has spent more than a decade arranging finance for Newcastle and Lake Macquarie locals — through rate cycles, regulator changes and every kind of curveball a property purchase can throw. He started Ancora Finance to do broking the way he believes it should be done: independent, unhurried and explained in plain English.

His specialty is the deals that don't fit the template. Self-employed income that a bank computer can't read. SMSF structures. Families holding two properties for six tense weeks. Where others see paperwork problems, Ross sees policy puzzles — and with 50+ lenders on the panel, there's almost always a lender whose rules fit your reality.

When the loan settles, the relationship doesn't end. Rates move, fixed terms expire, families grow — Ancora clients get reviewed, not forgotten.

Why "Ancora"?

Ancora is Italian for anchor. An anchor holds a vessel steady when the water won't — and that's the whole promise of this firm: a steady hand through the biggest financial decisions of your life.

The tagline, Firm & Secure, comes from the same idea — hope as "an anchor for the soul, firm and secure" — a conviction the business is quietly built on.

Ross Sergi sitting outdoors near the Newcastle foreshore
Local, and staying that way.
How we work

Three things you can hold us to

Independent, genuinely

We're not owned by a bank and we don't push a house product. Recommendations come from comparing 50+ lenders against your situation — and they're put in writing.

Transparent fees, no surprises

For most home loans our service costs you nothing — the lender pays a commission, which we disclose in full before you commit. If a fee ever applies, you'll know first.

Local, and staying that way

Newcastle and Lake Macquarie are home. We know the suburbs, the agents and the valuers — and you'll deal with Ross, not a call centre.

Let's talk about your next move.

Free strategy call — thirty minutes, no obligation, plain English.